diff --git a/CHANGELOG.md b/CHANGELOG.md
index 5dc57508a10..6ba7e7709ae 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -2,6 +2,8 @@
 
 ## Unreleased (develop)
 
+- fixed: Say "edit name" instead of "edit settings" on the create/split wallet scene when the listed wallets have no settings to edit
+
 ## 4.51.0 (staging)
 
 - added: Push info-server attestation tokens into edge-core-js via `setAttestationToken` so the login server can skip CAPTCHA for attested devices, and allow `LOGIN_SERVER` / `INFO_SERVER` env overrides for local E2E stacks.
diff --git a/src/__tests__/scenes/__snapshots__/CreateWalletEditNameScene.test.tsx.snap b/src/__tests__/scenes/__snapshots__/CreateWalletEditNameScene.test.tsx.snap
index 0969f4d2a78..d94a5ba47c0 100644
--- a/src/__tests__/scenes/__snapshots__/CreateWalletEditNameScene.test.tsx.snap
+++ b/src/__tests__/scenes/__snapshots__/CreateWalletEditNameScene.test.tsx.snap
@@ -312,7 +312,7 @@ exports[`CreateWalletEditNameComponent should render with loading props 1`] = `
         ]
       }
     >
-      Tap on wallet to edit settings
+      Tap on wallet to edit name
     </Text>
     <RCTScrollView
       automaticallyAdjustContentInsets={false}
diff --git a/src/components/scenes/CreateWalletEditNameScene.tsx b/src/components/scenes/CreateWalletEditNameScene.tsx
index 456227d9b68..7556a15af6e 100644
--- a/src/components/scenes/CreateWalletEditNameScene.tsx
+++ b/src/components/scenes/CreateWalletEditNameScene.tsx
@@ -115,6 +115,21 @@ const CreateWalletEditNameComponent: React.FC<Props> = props => {
     )
   )
 
+  // Tapping a row opens the wallet settings modal, which only shows a name
+  // field unless the asset declares its own settings (Monero's backend picker).
+  // Promise settings in the instructions only when a listed wallet has some,
+  // otherwise the tap does nothing but rename. Splits never qualify, since no
+  // splittable asset declares wallet settings.
+  const hasWalletSettings = React.useMemo(
+    () =>
+      createWalletList.some(item => {
+        if (item.walletType == null) return false
+        const settings = SPECIAL_CURRENCY_INFO[item.pluginId]?.walletSettings
+        return settings != null && settings.length > 0
+      }),
+    [createWalletList]
+  )
+
   const handleEditWalletName = useHandler(
     async (key: string, currentName: string, pluginId: string) => {
       const result = await Airship.show<WalletSettingsResult | undefined>(
@@ -427,7 +442,9 @@ const CreateWalletEditNameComponent: React.FC<Props> = props => {
           </Paragraph>
         )}
         <EdgeText style={styles.instructionalText} numberOfLines={1}>
-          {lstrings.fragment_create_wallet_edit_settings_instructions}
+          {hasWalletSettings
+            ? lstrings.fragment_create_wallet_edit_settings_instructions
+            : lstrings.fragment_create_wallet_instructions}
         </EdgeText>
         <FlatList
           automaticallyAdjustContentInsets={false}