diff --git a/src/horizonPaginator.ts b/src/horizonPaginator.ts
index 3dcc12a..c27a0d5 100644
--- a/src/horizonPaginator.ts
+++ b/src/horizonPaginator.ts
@@ -22,6 +22,29 @@
 
 import type { CollectionPage, HorizonPaginatorOptions } from "./types.js";
 import { buildCursorKey, getDefaultCursorStore } from "./cursorTracker.js";
+import { SdkError, SdkErrorCode } from "./errors.js";
+
+/** Options for in-memory array pagination. */
+export interface PaginateArrayOptions {
+  /** 1-indexed page number. */
+  page: number;
+  /** Number of items per page (must be between 1 and 200). */
+  pageSize: number;
+}
+
+/** Result of in-memory array pagination. */
+export interface PaginateArrayResult<T> {
+  /** Items for the current page. */
+  data: T[];
+  /** Total number of items in the array. */
+  total: number;
+  /** Total number of pages. */
+  totalPages: number;
+  /** Whether a subsequent page exists. */
+  hasNext: boolean;
+  /** Whether a preceding page exists. */
+  hasPrev: boolean;
+}
 
 /** Default namespace for cursor store keys. */
 const DEFAULT_NAMESPACE = "horizon";
@@ -183,3 +206,66 @@ export async function collectAll<T>(
   }
   return results;
 }
+
+/**
+ * Paginate a local in-memory array.
+ *
+ * @param items - The array of items to paginate.
+ * @param opts - Pagination options containing 1-indexed `page` and `pageSize` (1-200).
+ * @returns Object containing the page slice `data`, `total`, `totalPages`, `hasNext`, and `hasPrev`.
+ * @throws {@link SdkError} with `INVALID_RECIPIENT` code if `pageSize` is not between 1 and 200.
+ */
+export function paginateArray<T>(
+  items: T[],
+  opts: { page: number; pageSize: number },
+): {
+  data: T[];
+  total: number;
+  totalPages: number;
+  hasNext: boolean;
+  hasPrev: boolean;
+} {
+  if (
+    !opts ||
+    typeof opts.pageSize !== "number" ||
+    Number.isNaN(opts.pageSize) ||
+    !Number.isInteger(opts.pageSize) ||
+    opts.pageSize < 1 ||
+    opts.pageSize > 200
+  ) {
+    throw new SdkError(
+      `pageSize must be between 1 and 200 (received ${opts?.pageSize})`,
+      SdkErrorCode.INVALID_RECIPIENT,
+    );
+  }
+
+  const list = Array.isArray(items) ? items : [];
+  const total = list.length;
+  const totalPages = Math.ceil(total / opts.pageSize);
+  const page = opts.page;
+
+  const hasNext = page >= 1 && page < totalPages;
+  const hasPrev = page > 1 && totalPages > 0;
+
+  if (typeof page !== "number" || !Number.isInteger(page) || page < 1 || page > totalPages || total === 0) {
+    return {
+      data: [],
+      total,
+      totalPages,
+      hasNext,
+      hasPrev,
+    };
+  }
+
+  const startIndex = (page - 1) * opts.pageSize;
+  const data = list.slice(startIndex, startIndex + opts.pageSize);
+
+  return {
+    data,
+    total,
+    totalPages,
+    hasNext,
+    hasPrev,
+  };
+}
+
diff --git a/src/index.ts b/src/index.ts
index b030cf6..cd49f98 100644
--- a/src/index.ts
+++ b/src/index.ts
@@ -1416,3 +1416,14 @@ export type {
   SubmitTransactionOptions,
   SubmitServer,
 } from "./transaction/submit.js";
+
+// ---------------------------------------------------------------------------
+// Horizon Collection & Array Pagination (Issue #618)
+// ---------------------------------------------------------------------------
+
+export { paginate, collectAll, paginateArray, HorizonPaginator } from "./horizonPaginator.js";
+export type {
+  PaginateArrayOptions,
+  PaginateArrayResult,
+} from "./horizonPaginator.js";
+
diff --git a/test/horizonPaginator.test.ts b/test/horizonPaginator.test.ts
index 96330b9..cfd06cb 100644
--- a/test/horizonPaginator.test.ts
+++ b/test/horizonPaginator.test.ts
@@ -5,7 +5,8 @@ import {
   getDefaultCursorStore,
   buildCursorKey,
 } from "../src/cursorTracker.js";
-import { paginate, collectAll, HorizonPaginator } from "../src/horizonPaginator.js";
+import { paginate, collectAll, paginateArray, HorizonPaginator } from "../src/horizonPaginator.js";
+import { SdkError, SdkErrorCode } from "../src/errors.js";
 import type { CollectionPage } from "../src/types.js";
 
 describe("InMemoryCursorStore", () => {
@@ -249,3 +250,210 @@ describe("paginate – page-size negotiation integration (#692)", () => {
     expect(results).toHaveLength(8);
   });
 });
+
+describe("paginateArray", () => {
+  const sampleItems = [
+    { id: "inv-1", amount: 100 },
+    { id: "inv-2", amount: 200 },
+    { id: "inv-3", amount: 300 },
+    { id: "inv-4", amount: 400 },
+    { id: "inv-5", amount: 500 },
+    { id: "inv-6", amount: 600 },
+    { id: "inv-7", amount: 700 },
+  ];
+
+  it("returns the first page (page 1) of items", () => {
+    const result = paginateArray(sampleItems, { page: 1, pageSize: 3 });
+    expect(result.data).toEqual([
+      { id: "inv-1", amount: 100 },
+      { id: "inv-2", amount: 200 },
+      { id: "inv-3", amount: 300 },
+    ]);
+    expect(result.total).toBe(7);
+    expect(result.totalPages).toBe(3);
+    expect(result.hasNext).toBe(true);
+    expect(result.hasPrev).toBe(false);
+  });
+
+  it("returns a middle page correctly", () => {
+    const result = paginateArray(sampleItems, { page: 2, pageSize: 3 });
+    expect(result.data).toEqual([
+      { id: "inv-4", amount: 400 },
+      { id: "inv-5", amount: 500 },
+      { id: "inv-6", amount: 600 },
+    ]);
+    expect(result.total).toBe(7);
+    expect(result.totalPages).toBe(3);
+    expect(result.hasNext).toBe(true);
+    expect(result.hasPrev).toBe(true);
+  });
+
+  it("returns the last page correctly", () => {
+    const result = paginateArray(sampleItems, { page: 3, pageSize: 3 });
+    expect(result.data).toEqual([{ id: "inv-7", amount: 700 }]);
+    expect(result.total).toBe(7);
+    expect(result.totalPages).toBe(3);
+    expect(result.hasNext).toBe(false);
+    expect(result.hasPrev).toBe(true);
+  });
+
+  it("returns empty data without error for out-of-range page beyond totalPages", () => {
+    const result = paginateArray(sampleItems, { page: 4, pageSize: 3 });
+    expect(result.data).toEqual([]);
+    expect(result.total).toBe(7);
+    expect(result.totalPages).toBe(3);
+    expect(result.hasNext).toBe(false);
+    expect(result.hasPrev).toBe(true);
+
+    const resultFar = paginateArray(sampleItems, { page: 999, pageSize: 3 });
+    expect(resultFar.data).toEqual([]);
+    expect(resultFar.total).toBe(7);
+    expect(resultFar.totalPages).toBe(3);
+    expect(resultFar.hasNext).toBe(false);
+    expect(resultFar.hasPrev).toBe(true);
+  });
+
+  it("returns empty data without error for page < 1", () => {
+    const resultZero = paginateArray(sampleItems, { page: 0, pageSize: 3 });
+    expect(resultZero.data).toEqual([]);
+    expect(resultZero.total).toBe(7);
+    expect(resultZero.totalPages).toBe(3);
+    expect(resultZero.hasNext).toBe(false);
+    expect(resultZero.hasPrev).toBe(false);
+
+    const resultNeg = paginateArray(sampleItems, { page: -5, pageSize: 3 });
+    expect(resultNeg.data).toEqual([]);
+    expect(resultNeg.total).toBe(7);
+    expect(resultNeg.totalPages).toBe(3);
+    expect(resultNeg.hasNext).toBe(false);
+    expect(resultNeg.hasPrev).toBe(false);
+  });
+
+  it("handles a single item correctly", () => {
+    const single = [{ id: "solo" }];
+    const result = paginateArray(single, { page: 1, pageSize: 10 });
+    expect(result.data).toEqual([{ id: "solo" }]);
+    expect(result.total).toBe(1);
+    expect(result.totalPages).toBe(1);
+    expect(result.hasNext).toBe(false);
+    expect(result.hasPrev).toBe(false);
+  });
+
+  it("handles exactly pageSize items correctly", () => {
+    const items = ["a", "b", "c", "d", "e"];
+    const result = paginateArray(items, { page: 1, pageSize: 5 });
+    expect(result.data).toEqual(["a", "b", "c", "d", "e"]);
+    expect(result.total).toBe(5);
+    expect(result.totalPages).toBe(1);
+    expect(result.hasNext).toBe(false);
+    expect(result.hasPrev).toBe(false);
+  });
+
+  it("handles an empty array correctly", () => {
+    const result = paginateArray([], { page: 1, pageSize: 10 });
+    expect(result.data).toEqual([]);
+    expect(result.total).toBe(0);
+    expect(result.totalPages).toBe(0);
+    expect(result.hasNext).toBe(false);
+    expect(result.hasPrev).toBe(false);
+  });
+
+  it("verifies hasNext and hasPrev correctness across multiple pages", () => {
+    const fourItems = [1, 2, 3, 4];
+    const page1 = paginateArray(fourItems, { page: 1, pageSize: 2 });
+    expect(page1.data).toEqual([1, 2]);
+    expect(page1.hasNext).toBe(true);
+    expect(page1.hasPrev).toBe(false);
+
+    const page2 = paginateArray(fourItems, { page: 2, pageSize: 2 });
+    expect(page2.data).toEqual([3, 4]);
+    expect(page2.hasNext).toBe(false);
+    expect(page2.hasPrev).toBe(true);
+  });
+
+  it("throws SdkError with INVALID_RECIPIENT when pageSize < 1", () => {
+    expect(() => paginateArray(sampleItems, { page: 1, pageSize: 0 })).toThrowError(
+      SdkError,
+    );
+    try {
+      paginateArray(sampleItems, { page: 1, pageSize: 0 });
+    } catch (err) {
+      expect(err).toBeInstanceOf(SdkError);
+      expect((err as SdkError).code).toBe(SdkErrorCode.INVALID_RECIPIENT);
+    }
+
+    try {
+      paginateArray(sampleItems, { page: 1, pageSize: -10 });
+    } catch (err) {
+      expect(err).toBeInstanceOf(SdkError);
+      expect((err as SdkError).code).toBe(SdkErrorCode.INVALID_RECIPIENT);
+    }
+  });
+
+  it("throws SdkError with INVALID_RECIPIENT when pageSize > 200", () => {
+    expect(() => paginateArray(sampleItems, { page: 1, pageSize: 201 })).toThrowError(
+      SdkError,
+    );
+    try {
+      paginateArray(sampleItems, { page: 1, pageSize: 201 });
+    } catch (err) {
+      expect(err).toBeInstanceOf(SdkError);
+      expect((err as SdkError).code).toBe(SdkErrorCode.INVALID_RECIPIENT);
+    }
+  });
+
+  it("accepts pageSize at boundary values 1 and 200", () => {
+    const resultMin = paginateArray(sampleItems, { page: 1, pageSize: 1 });
+    expect(resultMin.data).toEqual([{ id: "inv-1", amount: 100 }]);
+    expect(resultMin.totalPages).toBe(7);
+
+    const resultMax = paginateArray(sampleItems, { page: 1, pageSize: 200 });
+    expect(resultMax.data).toHaveLength(7);
+    expect(resultMax.totalPages).toBe(1);
+  });
+
+  it("throws SdkError with INVALID_RECIPIENT when pageSize is not an integer or is NaN", () => {
+    expect(() =>
+      paginateArray(sampleItems, { page: 1, pageSize: 2.5 }),
+    ).toThrowError(SdkError);
+    try {
+      paginateArray(sampleItems, { page: 1, pageSize: 2.5 });
+    } catch (err) {
+      expect(err).toBeInstanceOf(SdkError);
+      expect((err as SdkError).code).toBe(SdkErrorCode.INVALID_RECIPIENT);
+    }
+
+    try {
+      paginateArray(sampleItems, { page: 1, pageSize: NaN });
+    } catch (err) {
+      expect(err).toBeInstanceOf(SdkError);
+      expect((err as SdkError).code).toBe(SdkErrorCode.INVALID_RECIPIENT);
+    }
+  });
+
+  it("returns empty data when page is not an integer", () => {
+    const result = paginateArray(sampleItems, { page: 1.5, pageSize: 3 });
+    expect(result.data).toEqual([]);
+    expect(result.total).toBe(7);
+    expect(result.totalPages).toBe(3);
+  });
+
+  it("handles generic arrays with custom interfaces (Invoice / Payment)", () => {
+    interface Invoice {
+      id: string;
+      recipient: string;
+      amount: bigint;
+    }
+    const invoices: Invoice[] = [
+      { id: "inv-1", recipient: "GAAA", amount: 1000n },
+      { id: "inv-2", recipient: "GBBB", amount: 2000n },
+    ];
+    const result = paginateArray<Invoice>(invoices, { page: 1, pageSize: 1 });
+    expect(result.data).toEqual([{ id: "inv-1", recipient: "GAAA", amount: 1000n }]);
+    expect(result.total).toBe(2);
+    expect(result.totalPages).toBe(2);
+    expect(result.hasNext).toBe(true);
+    expect(result.hasPrev).toBe(false);
+  });
+});
+