FusePay The Financial Exchange for Digital Utilities Buy • Sell • Trade • Pay • Settle Wallet | Escrow | Marketplace
Every day, millions of users and businesses purchase:
- Mobile Data
- Airtime
- Gift Cards
- Utility Vouchers
- Digital Subscriptions
However:
- Unused plans expire
- Users cannot resell unused utilities
- Buyers face scams
- Vendors lack a trusted exchange platform
- Payments and settlements are fragmented
Result: Billions of Naira worth of digital value becomes inaccessible or wasted.
Target Markets:
- Telecommunications
- Digital Commerce
- Gift Cards
- Utility Services
- Cross-border Payments
Potential Users:
- Telecom consumers
- Data resellers
- Airtime vendors
- Gift card traders
- SMEs
- Digital merchants
Initial Market: Nigeria
Expansion: Africa
Future: Global digital utility exchange.
FusePay is a hybrid fintech and utility exchange platform.
Users can:
- Buy Data
- Sell Data
- Buy Airtime
- Sell Airtime
- Trade Gift Cards
- Store Funds
- Transfer Money
- Use Escrow Protection
All from one platform.
FusePay consists of four layers:
Identity Layer
- Phone Number
- User Account
Wallet Layer
- Naira Balance
- Stablecoin Balance
Escrow Layer
- Secure Transactions
- Dispute Resolution
Marketplace Layer
- Data Marketplace
- Airtime Marketplace
- Gift Card Marketplace
Seller creates listing
↓
Buyer places order
↓
Funds locked in escrow
↓
Seller delivers utility
↓
Buyer confirms
↓
Funds released automatically
Simple Secure Transparent
One Wallet One Balance One Identity
Features:
- Send
- Receive
- Withdraw
- Convert
Traditional Fintech: ✔ Payments ✘ Utility Exchange ✘ Escrow Marketplace
Crypto Wallets: ✔ Assets
✘ Real Utility Commerce
FusePay: ✔ Wallet ✔ Marketplace ✔ Escrow ✔ Utilities ✔ Stablecoins ✔ Local Payments
Frontend
- React Native
- Nextjs (web)
Backend
- Node.js
- Express
- MongoDB
Infrastructure
- Redis
- Cloud Services
Blockchain Layer
- Stellar
Future Support
- Multi-chain settlement