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Full detail: Where this data comes from
Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay by bank" network built on open banking rails. Founded in 2019 and FCA-authorised in its home market of the United Kingdom, Volt connects merchants and PSPs to bank-initiated payments across the UK (Faster Payments / Open Banking under PSD2), Europe (SEPA), Brazil (Pix), Australia (PayTo), and other real-time schemes through a single API — so shoppers pay directly from their bank account without cards.
APIs.json: https://raw.githubusercontent.com/api-evangelist/volt-io/refs/heads/main/apis.yml
- Payments
- United Kingdom
- Open Banking
- Account-to-Account
- Real-Time Payments
- Payment Initiation
- Payouts
- Recurring Payments
- Cross-Border
- Pay by Bank
- Created: 2026-07-24
- Modified: 2026-07-24
Volt exposes an API-native developer surface at docs.volt.io, with a single production gateway host https://gateway.volt.io (sandbox https://gateway.sandbox.volt.io) and OAuth2 authentication. The documented product API family:
Global Payments API that initiates account-to-account (pay by bank) payments across open-banking and real-time schemes (UK Faster Payments, SEPA, Pix, PayTo and more), creating payments, retrieving status, and handling refunds.
- Human URL: https://docs.volt.io/api-reference/payments
- Base URL:
https://gateway.volt.io
Manages recurring account-to-account payments including variable recurring payments (VRP) and mandate lifecycle.
- Human URL: https://docs.volt.io/api-reference/mandates
- Base URL:
https://gateway.volt.io
Powers Volt Accounts and virtual IBANs for settlement, collections, payouts and refunds — programmatic named accounts for receiving and disbursing funds.
- Human URL: https://docs.volt.io/api-reference/accounts
- Base URL:
https://gateway.volt.io
Account Identification API that confirms bank account ownership/details before payment (confirmation-of-payee style checks).
- Human URL: https://docs.volt.io/api-reference/verify
- Base URL:
https://gateway.volt.io
The Reporter API exposes transaction, settlement and reconciliation data across the Volt platform.
- Human URL: https://docs.volt.io/api-reference/reporter
- Base URL:
https://gateway.volt.io
Issues OAuth2 access tokens for the gateway. A POST to /oauth exchanges client_id, client_secret and username/password (resource-owner password grant) for a Bearer access_token.
- Human URL: https://docs.volt.io/api-reference/authentication/post-oauth
- Base URL:
https://gateway.volt.io
- Developer portal: confirmed live — volt.io/developers and docs.volt.io (both HTTP 200).
- OpenAPI: the API reference is OpenAPI-backed (custom Next.js, rendered server-side) but no downloadable OpenAPI/Swagger document is served at a fetchable URL — 0 specs harvested.
- Auth: OAuth2 resource-owner password grant → Bearer tokens.
- Webhooks: documented for asynchronous payment/account events.
- Home market: United Kingdom (FCA-authorised).
- Website
- Developer Portal
- Documentation
- API Reference
- Getting Started
- Status Page
- Blog / Content Hub
- Newsroom
- Login (Fuzebox)
- Support
- Terms of Service
- Privacy Policy
FN: Kin Lane Email: kin@apievangelist.com