feat: expose Wallet create and load params

[reez]

#1030 first

Description

Exposes CreateParams and LoadParams so callers can configure genesis hash, lookahead, SPK cache, and loadtime checks when creating or loading wallets.

Notes to the reviewers

Documentation

• bdk_wallet
• bitcoin
• uniffi
• Other:

Changelog

Checklists

All Submissions:

• I've signed all my commits
• I followed the contribution guidelines
• I ran cargo fmt and cargo clippy before committing
• I've added exactly one changelog:* label
• I've linked the relevant upstream docs or specs above

New Features:

• I've added tests for the new feature
• I've added docs for the new feature

Bugfixes:

• This pull request breaks the existing API
• I've added tests to reproduce the issue which are now passing
• I'm linking the issue being fixed by this PR