Test Payments Card for Africa

A list of available test payment cards for various payment gateways. Please feel free to contribute cards for any payment gateways not currently listed here by making a pull request.

Quick Link

• Ravepay
• Paystack
• Payu
• Amplifypay
• Voguepay

Flutterwave

The following test cards are for Flutterwave as defined on their developers site. This include Test banks and some special cases.

OTP : 12345

Card type	Card Number	CVV	Expiry	PIN
MasterCard PIN Authentication	5531 8866 5214 2950	564	09/32	3310
MasterCard PIN 2	5438 8980 1456 0229	470	10/31	3310
Master 3D-Secure (VBSECURECODE)	5399 8383 8383 8381	564	10/31	3310
Visa 3D-Secure (VBSECURECODE)	4187 4274 1556 4246	828	09/32	3310
Visa 3D-Secure Authentication	4242 4242 4242 4242	812	01/31	3310
Address Verification(AVS) Card	4556052704172643	899	09/32	3310
Verve Card	5061 4604 1012 0223 210	780	12/31	3310

Special test card case

Case type	Card Number	CVV	Expiry
card Declined (Address Verification)	5143 0105 2233 9965	276	08/32
Card Fraudulent	5590 1317 4329 4314	887	11/32
Card Insufficient Funds	5258 5859 2266 6506	883	09/31
Pre-authorization Test Card	5377 2836 4507 7450	789	09/31
Do Not Honour	5143010522339965	276	08/31
Invalid Transaction	5551658157653822	276	08/31
Restricted Card, Retain Card	5551651630381384	276	08/31
Incorrect PIN	5399834697894723	883	09/31
Verve - Card enrolment	5531882884804517	564	10/32
Card Transaction Error	5258589130149016	887	11/30

Test Banks

Bank	Account Number	OTP
Access Bank	0690000031	12345
Access Bank	0690000032	same
Access Bank	0690000033	same
Access Bank	0690000034	same
Providus Bank	5900102340	same
Providus Bank	5900002567	same

Paystack

The following test cards are for Paystack as defined on their developers site.

OTP : 123456

Successful Test Cards

Case type	Card Number	CVV	Expiry	PIN
No Validation	4084084084084081	408	10/21	null
PIN validation(reusable)	507850785078507812	081	10/21	1111
PIN + OTP validation(nonreusable)	5060666666666666666	123	10/21	1234
PIN + Phone + OTP validation	507850785078507804	884	10/21	0000
Bank authorization Simulation	4084080000000409	000	10/31	null

Fail Test Cards

Case type	Card Number	CVV	Expiry	PIN
Declined	4084080000005408	001	10/21	null
Token Not Generated	507850785078507853	082	10/21	0000
500 error	5060660000000064	606	10/21	null
Timeout error	506066506066506067	060	10/21	null

Paystack Banks Accounts

Bank	Account Number	Birthday	Code
Zenith Bank(transaction)	0000000000	1999-10-14	null
First Bank of Nigeria(transfer)	0000000000	null	011

Paystack Mobile Money

Network	Number
MTN	0551234987

PayU

The following test cards are for PayU as defined on their developers site.

Card type	Card Number	3D Secure	Behaviour
MasterCard	5434021016824014	no	Positive Authorization
MasterCard	5100052384536891	yes	Positive Authorization
MasterCard	5150030090050083	yes	Negative Authorization
Visa	4012001037141112	no	Positive Authorization
Visa	4012001007002005	yes	Positive Authorization
Visa	4000398284360	yes	Positive Authorization
Maestro	5000105018126595	no	Negative Authorization