Save transparently in USDC — with flexible, locked, goal-based & group savings enforced fully on-chain.
Stow is a non-custodial savings protocol on Stellar. It lets individuals and communities save transparently using stablecoins — a dollar-denominated alternative to the opaque, centralized savings platforms common in emerging markets. Your funds move only under contract rules you can read. No seed phrases, no gatekeepers.
- 🔓 Flexible savings — deposit and withdraw any time
- 🔒 Locked savings — deterministic, on-chain withdrawal rules
- 🎯 Goal-based savings — automated milestones toward a target
- 👥 Group pools & split savings — shared rules and payouts settled on-chain, not by an organizer
- 💵 Dollar-denominated — save in USDC, ramp in/out of local currency via Stellar anchors
- 👆 Passwordless onboarding — passkey smart wallets with sponsored (gasless) fees
Rust · Soroban · Stellar · Next.js · TypeScript · Node.js
📖 Documentation · 🐛 Issues · 💬 Discord
No token required. Non-custodial. Transparent by design.