CARTO — Cartographer Agent | Sovereign Law Engine | 64-entry corpus: FCRA, ACH, Bankruptcy, Trust, IRS CatCode Defense

PostgreSQL Metro 2-style remediation sandbox for synthetic longitudinal tradelines, credit-impact windows, cure logic, treatment assignment, QA, and audit-ready before/after reporting.

People-search directory limits, public-record-style data caveats, and FCRA boundaries from Lookup Plainly.

Free tool: the exact date a late payment, charge-off, collection, bankruptcy, or inquiry must fall off your credit report (the 7-year rule, done right).

InsurTech AI Incident Card profile. 10 event types + 4-tier severity scale + 6 regulator-referral pathways with evaluation-state tracking. Covers CO SB 21-169, NAIC AI Model Bulletin governance gaps, NY DFS Circular Letter 7 ECDIS defects, FCRA dispute patterns, state DOI exam findings.

FinTech AI Incident Card profile. 15 event types + 4-tier severity + 9 regulator-referral pathways with evaluation-state tracking. Covers CFPB + FCRA + UDAAP + OCC/FRB/FDIC MRA + Section 1071 + BSA/AML + FinCEN + state banking-regulator + class-action filings.

FinTech audit-stream Operator: per-consumer-credit / deposit / payment / fraud / AML / robo-advisor / Section-1071-small-business AI tool events hash-chained for CFPB + OCC + FRB + FDIC + ECOA + FCRA + GLBA + BSA-AML evidence. Two invariants: human-credit-officer + FCRA permissible-purpose. Excludes mortgage + insurance.

Lookup Plainly organization profile, privacy-aware lookup education maps, FCRA boundaries, and opt-out navigation.

Open-source Agent Skills for DOT / FMCSA compliance. Drop in any AI coding agent (Claude Code, Cursor, Cowork) so it knows trucking regulations like a fleet safety pro.

FCRA boundaries for lookup and directory data—regulated uses Lookup Plainly does not support.

AGPL-3.0 reference impl of FinTech audit-stream. 2 orthogonal invariants: FCRA §604 permissible-purpose on every credit-bureau pull + human-credit-officer on adverse recommendations (Reg B + FCRA §615 + CFPB Circular 2023-03). Runs Meridian × CreditMind v4.x trajectory end-to-end.

Certn — Canadian background check and employment screening API

Profile of evidence-bundle-spec scoped to CFPB + OCC + FRB + FDIC readiness across 8 obligation families: model-risk-management + ECOA Reg B + FCRA Reg V + GLBA Safeguards + BSA/AML + Section 1071 + Section 1033 + CFPB UDAAP. FinTech scaffolding, not certification.

Plain-English lookup education hub with phone lookup safety, FCRA boundaries, people-search limits, and data broker opt-out maps from Lookup Plainly.

FICO-equivalent credit scoring API — 8-factor model (300–850), ECOA/FCRA compliant — by Steven Crawford-Maggard (EVEZ)